Understand what your insurance actually covers.
Upload your homeowners insurance policy and receive an AI-powered review to identify coverage gaps, claim risks, and potential savings opportunities.
How it works
From upload to insights in under 2 minutes.
Upload Your Policy
PDF or photos of your declarations page — takes 30 seconds.
AI Reviews Coverage
Our model analyzes 50+ coverage details and flags risks.
Receive Insights
Get personalized scores, recommendations, and savings ideas.
Everything you need to evaluate your policy
Each review surfaces the details that actually matter at claim time.
Coverage Score
Holistic view of how well-protected your home is.
Savings Score
Find discounts and opportunities to reduce premiums.
Claim Readiness
Know how a claim might play out before it happens.
Roof Coverage Analysis
ACV vs. RCV detection and roof-specific risk flags.
Deductible Analysis
Wind, hail, and named-peril deductibles, decoded.
Coverage Gap Detection
Spot missing endorsements before you need them.
Human Advisor Review
Optional review by a licensed insurance professional.
Homeowners trust the review
"I had no idea my roof was on ACV until RateMyPolicy flagged it. Saved me thousands."
"Clean, simple, and the insights felt like a real advisor walked me through my policy."
"Found a Class 4 roof discount I was missing. Renewal dropped 14% the next cycle."