Homeowners Insurance Calculators
Plain-English calculators for the questions that come up before you upload a policy or talk to an advisor — coverage sizing, claim payouts, deductibles, and what's driving your premium.
- Claims
Roof ACV vs RCV Calculator
See how much depreciation reduces your roof claim payout — and what recoverable depreciation you may still claim.
Open calculator - Coverage
Dwelling Coverage Calculator
Estimate your rebuild cost and the right Coverage A based on square footage, region, and construction quality.
Open calculator - Deductibles
Hail Deductible Calculator
Compare 1%, 2%, and 5% hail deductibles against minor, moderate, and severe damage scenarios.
Open calculator - Coverage
Personal Property Calculator
Estimate Coverage C using room-by-room sliders or a quick dwelling-percentage shortcut, with sub-limit warnings.
Open calculator - Premium
Insurance Score Impact
See how credit tier, claims history, and tenure with your carrier change your annual premium.
Open calculator - Overview
Homeowners Insurance Calculator
All-in-one coverage estimator: dwelling, contents, liability, and loss-of-use in one view.
Open calculator - Claims
Hail Claim Cost Estimator
Estimate what a hail roof claim might cost you out of pocket based on damage severity and policy structure.
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Already have a policy?
Skip the math. Upload your declarations page and we'll compare your actual coverage against current rebuild costs and flag every gap.