The Credit Karma
of homeowners insurance.

The 6 dimensions

Each one scores 0–100 with a letter grade. Together they form your overall Coverage Score — the single number that tells you whether your policy is doing its job.

How it works

1. 1. Upload your declarations page — or take the 60-second risk check if you don't have it handy.
2. 2. We score all 6 dimensions — using the same checklist a licensed advisor would apply to your home, your state, and your perils.
3. 3. See your score immediately — public, free, no email required. Save it to your account afterward if you want to track changes.
4. 4. Get the fix-it list — every dimension with a score below 70 comes with the specific endorsement or policy change that would lift it.